Home Global Gist News NCC Cyber alert on giving out personal Identification details

NCC Cyber alert on giving out personal Identification details

660
0
cyber security personal identification detail

NCC Cyber alert on giving out personal Identification details

The National Communications Commission (NCC), Nigeria sent out an SMS Cyber alert on giving out Personal Identification: BVN, Card Information, NIN, OTP, PIN, Login information Details. This is an important notice for the fact that the only way to really protect the public from the form of attached is known as Social Engineering.

What is NIN

NIN is an acronym for National Identification Number. It is a number to be given to every citizen of Nigeria to serve as means of identification.

The National Identification Number (NIN) is made up of 11 incomprehensible numbers that are randomly allocated to an individual upon enrolment in the National Identity Database (NIDB).

Once a NIN is assigned to an individual, it cannot be reassigned, transferred, or used by another individual – this is what makes it unique.
In the event of an individual’s death, the Commission retires the individual’s NIN once a death certificate is given to the Commission and the individual’s death is proven.

The NIN is used to connect all of an individual’s entries in the database and to establish or validate his/her identification.

All citizens and legal residents of Nigeria, beginning at the age of zero (birth), are able to register for their NINs.

Individuals should safeguard their NINs closely and not divulge them to anybody except as required by law (for example, it should not be posted online or on social media, nor should it be printed alongside contact information on business cards or other office stationery).

 

What is BVN

With the growing number of compromises of conventional security systems (password and PIN), there is a growing demand for enhanced security when it comes to access to sensitive or personal information in the banking system.

The BVN provides each bank customer in Nigeria with a unique identity that can be used for quick identification and verification at Points of Banking activities.

Biometrics is the term used to describe the process of identifying an individual based on physiological characteristics such as a fingerprint, voice, or facial features. To solve existing issues with identity management, the Central Bank of Nigeria created a centralized biometric identification system dubbed Bank Verification Number in partnership with all Nigerian banks (BVN)

What is OTP

OTP is an acronym that actually means many things like “One True Pairing” , “One time Pin“. In this situation we are talking of OTP as One time pin which is used for banking.

In banking, OTP is typically used to complete an online transaction by logging into your account. When you complete an online transaction and input your pin and card details, another window will popup, requesting the OTP given to your registered mobile number. Your transaction will be completed once you enter the OTP.

Each login will create a unique OTP. Once an OTP has been used, it cannot be used again.

If someone obtains knowledge of the OTP in any way, it will be of no value to them.

The generated OTP expires after a specified time period, which is determined by the token’s setup. If you use the token after the specified time period, the OTP will not operate.

Anyone who uses the same password across many systems is vulnerable to attack if their password is discovered. Whereas, if an individual has the OTP features turned on, their account will not be more secure and another layer of security has being added.

The NCC Cyber alert

The importance of this alert is dues to the fact that its possible for someone to get unauthorized access to your account by convincing you to give them your pin, OTP or even send you to a webpage that is not genuine and collect your details. This is know as Social Engineering.

The nature of human are trusting and we carry this nature online and some people can use it against you. This NCC alert should be taken seriously as it will keep you save from being exploited online.

Your login details should be kept private and not shared.

Our advice

  1. Always use official sources to do any online transactions.
  2. When you get a message online from an account you know and the person request for money, your a valuable data that only you should know, Place a call to them on phone to confirm if they are the ones.
  3. Use strong passwords while online. A combination of Alphanumeric characters, Special characters, upper and lower case should be used.
  4. Turn on 2 factor authentication to add another layer of protection.
  5. Don’t give your phone to untrusted parties as you increase your risk of being exploited.
  6.  When you use a public computer to like a work computer to do transactions, don’t save you details on the browser. You can even make use of private or incognito mode.
  7. Don’t share login details and pins to sensitive accounts like banking platforms, email platforms, investment platforms or other important channels.
  8. For those that have to share like a business account, family account or account that people on their own they allow themselves to share, ENSURE YOU HAVE SAME MINDSET WHEN IT COMES TO SECURING YOUR ACCOUNTS. As a weakness from one person puts all of you at risk
  9. Don’t respond to messages requesting for personal (private) information that can be used to build a digital profile of you.
  10.  #Becyberaware

Read more

What is a VPN and how to choose one

Nigerian NCC cyber alert for Financial Security

Previous articleCristiano Ronaldo finishes his medical at Manchester United
Next article3 places a girl will look before Speaking to a man
An Information technology (IT) professional who is passionate about technology and building Inspiring the company’s people to love development, innovations, and client support through technology. With expertise in Quality/Process improvement and management, Risk Management. An outstanding customer service and management skills in resolving technical issues and educating end-users. An excellent team player making significant contributions to the team, and individual success, and mentoring. Background also includes experience with Virtualization, Cyber security and vulnerability assessment, Business intelligence, Search Engine Optimization, brand promotion, copywriting, strategic digital and social media marketing, computer networking, and software testing. Also keen about the financial, stock, and crypto market. With knowledge of technical analysis, value investing, and keep improving myself in all finance market spaces. Pioneer of the following platforms were I research and write on relevant topics. 1. https://publicopinion.org.ng 2. https://getdeals.com.ng 3. https://tradea.com.ng 4. https://9jaoncloud.com.ng Simeon Bala is an excellent problem solver with strong communication and interpersonal skills.

LEAVE A REPLY

Please enter your comment!
Please enter your name here